Four steps from sign-up to your first payout.
No investment, no office and no targets. Here is exactly what happens from the moment you register to the moment money reaches your bank.
Register in 2 minutes
Choose Connector or DSA. Enter name, mobile, email, city and PAN. Verify the 6-digit code sent to your email. Connectors can join under a DSA code or directly.
Open the product catalogue
Every product card shows the lender, eligibility, documents, amount range and your payout. Search by name, filter by category or by the customer's pincode.
Share or apply
Copy your personal product link and send it on WhatsApp, or fill the customer form yourself. Each lead gets a unique application number instantly.
Track, complete, withdraw
Watch the status timeline update as the lender processes the file. On completion the payout is credited to your wallet. Withdraw from ₹500 to bank or UPI.
Every product has clear goals. Each goal pays.
A credit card might pay when the card is approved and again on first transaction. A loan pays on disbursement. A mutual fund pays when the first SIP goes through. The goals and amounts are printed on the product card, and your file shows which goals are done.
- Fixed payouts for cards, demat, savings and insurance — a set amount per approved file.
- Percentage payouts for loans and investments — a share of the disbursed or invested amount.
- Goal payouts — extra credits when milestones like "card activated" or "first SIP done" are reached.
- Payout credited · ₹2,500
- SanctionedCustomer to sign the agreement at the branch.
- Login done
- Lead created
One link per product. Share it anywhere.
Each product you open gets a short personal link like https://app.credmo.in/lead/abc1234. When a customer fills the form on that link, the lead is created under your account automatically, with your DSA attached.
WhatsApp & social
Send the link in a chat, a status, a group or a reel. It opens as a clean mobile form with the product details and your name.
Pincode check built in
If a product is not serviceable in the customer's area, the form tells them before they fill it — so you only get leads that can convert.
Clicks and submissions
See how many people opened each link and how many submitted. Learn which products and messages work best for your audience.
Want passive income? Build a team.
Register as a DSA and every Connector who joins with your code becomes part of your team. You decide which products each Connector sees and what they earn per file. You earn the difference on everything they complete.
- Register as a DSA and get your DSA code and referral link.
- Share the code with people who want to earn — friends, agents, shop owners, students.
- Approve their product requests, or assign products to the whole team at once, with the payout you choose.
- Watch team leads, business breakdown and your DSA share update live on the dashboard and in the app.
Start earning on every financial product you refer.
Create your free account in two minutes, pick a product and share your link. Your first payout could be this week.