Frequently asked questions.

What is Credmo Capital?

Credmo Capital is a DSA and Connector earning platform. You refer customers to financial products such as loans, credit cards, insurance, demat accounts, mutual funds and savings accounts. When a referred file is completed, the payout is credited to your wallet.

Who can join?

Any Indian resident aged 18 or above with a PAN card, a mobile number and an email address. You do not need a finance background. Students, homemakers, shop owners, insurance agents, CAs, property brokers and working professionals all earn with Credmo Capital.

Is there any joining fee?

No. Registration is completely free. There are no hidden charges, no subscription and no targets.

What is the difference between a DSA and a Connector?

A Connector refers customers directly and earns on every completed file. A DSA builds a team of Connectors, assigns products to them, sets their payout and earns a share on every file the team completes. You can register as either one.

How do I earn?

Open a product, share your personal link or fill the customer form yourself. Our team and the lender process the file. Every product shows its payout and goals in advance, and the amount is credited to your wallet as soon as the goal is marked complete.

How much can I earn per file?

It depends on the product. Credit cards, demat accounts and savings accounts pay a fixed amount per approved file, while loans and mutual funds usually pay a percentage of the disbursed or invested amount. The exact payout is printed on every product card before you share it.

Is this passive income?

Once a file is completed the payout is yours, and as a DSA you keep earning on every file your Connectors complete even when you are not working. Many partners build a team once and keep receiving payouts month after month.

When and how do I get paid?

Payouts are credited to your in-app wallet when a goal is completed. You can request a withdrawal to your verified bank account or UPI once your balance reaches ₹500. Withdrawals are reviewed and paid by our team.

Is TDS deducted?

Payouts are commission income. Where applicable under Indian tax law, TDS may be deducted and reflected against your PAN. Keep your PAN updated in your wallet profile.

Can I track the status of my files?

Yes. Every lead has a live status timeline, remarks from the processing team and goal-wise payout tracking, both on the website and in the Android app.

Is the platform available as an app?

Yes. Credmo Capital works on any browser and is also available as an Android app. The same login works everywhere and your data stays in sync.

Is my data and my customers' data safe?

All traffic is encrypted over HTTPS, passwords are hashed, every page is protected with server-side access control and customer documents are stored privately with access limited to the team processing that file. Read our privacy policy for full details.